Spencer Stott


I take pride in my reputation as an honest, straight-forward professional, and I know that you need to hear the truth about your loan - not a lot of hype. I can promise you that your questions are listen to and you will get straight answers. I not only strive to do the best for my clients, but also go the extra mile to make sure they get the service they deserve. NMLS #134614

Ryan Stuart

Ryan or "Stu" has been in the Real Estate industry for over 15 years! Ryan worked as a warranty manager and then spent 8 years in Title and Escrow. For the last year he has moved into the mortgage arena. He really enjoys working at Unified Lending because of the people and the lower rates he can offer. He has experience with Conventional, FHA, VA, USDA and down payment assistance programs. NMLS #1826161

Robert Whitaker

I'm Robert, I help Spencer gather documents and set up your application. I'm fully licensed as a loan officer, so I can help answer any of your questions. NMLS #1317712

Whitney Curtis

I'm Whitney and I am the processor for the group. I am excited to help you close your loan. I will be available to answer any questions that you have along the way. NMLS #1327830



We are committed to providing unique solutions for our heroes to save money with your next real estate transaction. Just as the community trusts in you while you are on duty, you can trust in us when it comes to your financing needs. We focus on giving back to firefighters, EMS, law enforcement, military, medical professionals, and teachers in the state of Utah for everything that you do.

Because we know how hard you work, we created a program that would help you and your families get into a home. Our program offers you the ability to save up to 1.5% on your home purchase. This program is made possible by our team of preferred agents being willing to give 1/3 of their commission and our Unified Lending giving 1/2 of theirs.

By working together, we strive to create a resource for you to get fair and honest advice in the mortgage and real estate industry. We take pride in our reputation and promise to be honest, straight-forward, professional, and to communicate with you during the entire loan process. We understand the importance of buying, selling or refinancing a home and promise to treat you the way you deserve.

We are so grateful for our heroes for supporting our community and hope that we can support you during this time in your life. Please let us know if you have any questions or how we can help you!

Toni Williams

I'm Toni and I do the marketing for Unified Lending. I look forward to keeping you updated on your loan process. 

Diana Morales

I'm Diana and I help the group process your loan. I am excited to be working with you every step of the way. I will be available to answer any questions you have. 



NMLS # 134614

Company NMLS #1721971

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©2023 by Unified Lending

10808 S River Front Pkwy Suite 393

South Jordan UT 84095