FIREFIGHTERS/EMS
QUALIFICATIONS
Volunteer or paid Fire Departments, Firefighters, Fire Inspectors, Fire Investigators, Fire Prevention Specialists, EMS personnel, EMT, and Paramedic are eligible for the Unified Hero’s program and may be eligible for further savings. Qualifying members must be currently active or retired.

HOME PURCHASE OPTIONS
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Unified Heroes Program - up to $1,000 for moving costs on all purchases.
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First Time Home Buyer and Second Time Home Buyer Program with no-down-payment options.
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Financing for a Single-Family Home, a two to a four-family unit, condominium or manufactured home.
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No down payment to minimal down payment programs
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Competitive low rates and very flexible credit criteria
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No Appraisal Fees
MORTGAGE REFINANCE OPTIONS
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Unified Heroes Program - up to $500 Lowes Gift Card for remodeling.
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Rate and Term refinance up to 97.75% Loan to Value of the Appraised Value of your Home.
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Cash-Out refinances mortgage for home remodel & repairs or debt consolidation up to 80.00% Loan to Value.
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No Appraisal Fees