LAW ENFORCEMENT
QUALIFICATIONS
Law Enforcement personnel, police officers, sheriff officers, state troopers, case workers, corrections and parole officers are eligible for Unified Heroes program and may be eligible for further savings. Qualifying members must be currently active or retired.

HOME PURCHASE OPTIONS
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Unified Heroes Program - up to $1,000 for moving costs on all purchases.
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First Time Home Buyer and Second Time Home Buyer Program with no down payment options
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Financing for a Single-Family Home, a two to a four-family unit, condominium or manufactured home.
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No down payment to minimal down payment programs
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Competitive low rates and very flexible credit criteria
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No Appraisal Fees
MORTGAGE REFINANCE OPTIONS
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Unified Heroes Program - up to $500 Lowes Gift Card for remodeling.
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Rate and Term refinance up to 97.75% Loan to Value of the Appraised Value of your Home.
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Cash-Out refinance mortgage for home remodel & repairs or debt consolidation up to 80.00% Loan to Value.
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No Appraisal Fees