Law Enforcement

QUALIFICATIONS

Law Enforcement personnel, police officers, sheriff officers, state troopers, case workers, corrections and parole officers are eligible for Unified Heroes program and may be eligible for further savings. Qualifying members must be currently active or retired.

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HOME PURCHASE OPTIONS

Unified Heroes Program - up to 1.5% of purchase cost given back to hero.
First Time Home Buyer and Second Time Home Buyer Program with no down payment options
Financing for a Single-Family Home, a two to a four-family unit, condominium or manufactured home.
No down payment to minimal down payment programs
Competitive low rates and very flexible credit criteria
No Appraisal Fees

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MORTGAGE REFINANCE OPTIONS

Unified Heroes Program - up to .5% of the loan amount is given back to the hero.
Rate and Term refinance up to 97.75% Loan to Value of the Appraised Value of your Home.
Cash-Out refinance mortgage for home remodel & repairs or debt consolidation up to 80.00% Loan to Value.
No Appraisal Fees

CHRISTINA

BABCOCK

NTQ Association

“We have worked with Spencer Stott at Unified Lending over several years. He is always so honest and very efficient and thorough. He always gets us the best rates and things move very quickly! We highly recommend Spencer and Unified Lending for all of your refinance and home buying needs. ”